Property and Casualty License Georgia: The Ultimate Guide to Becoming a Licensed Insurance Professional
Launching a career in insurance starts with the right foundation. In Georgia, that foundation is the Property and Casualty (P&C) License. With this license, you can sell and service insurance policies that protect individuals and businesses from financial risks related to property loss, liability, and unforeseen events.
At R.S. Thomas Training Associates, we have helped professionals achieve their insurance licensing goals for decades. Our proven training programs, expert instructors, and exam-focused strategies give you the knowledge and confidence to pass your exam on the first attempt.
What is a Property and Casualty License?
A Property and Casualty (P&C) License authorizes you to sell and advise on insurance products such as:
- Homeowners Insurance
- Auto Insurance
- Renters Insurance
- Commercial Property Insurance
- General Liability Insurance
- Workers’ Compensation Insurance
When you earn this license, you protect individuals and businesses against financial risks while opening the door to a stable and rewarding career.
Why Pursue a Career as a P&C Agent in Georgia?
Georgia’s insurance industry continues to grow, and clients increasingly rely on licensed agents for guidance. By pursuing a P&C career, you gain access to:
- Strong Income Potential – Commission-based earnings and bonuses can significantly increase your annual income.
- Career Flexibility – You can work for an agency, partner with major carriers, or start your own firm.
- Job Stability – Insurance remains essential, even during economic downturns.
- Room for Growth – You can expand into life and health insurance or advance into management roles.
At R.S. Thomas Training Associates, we prepare you not only to pass the exam but also to thrive in your long-term career.
Georgia Property and Casualty License Requirements
Before you apply for a Georgia P&C License, you must meet these requirements:
- Be at least 18 years old
- Complete a state-approved pre-licensing course (40 hours minimum)
- Pass the Georgia Property and Casualty Exam
- Submit a fingerprint-based background check
- Apply for your license through the National Insurance Producer Registry (NIPR)
Although the list may feel overwhelming, R.S. Thomas guides you through each step to keep the process clear and manageable.
Step-by-Step Process to Get Licensed
Complete Pre-Licensing Education
The State of Georgia requires 40 hours of pre-licensing coursework. At R.S. Thomas, we provide:
- Classroom instruction with licensed professionals
- Online self-paced learning for flexibility
- Exam-focused study materials and practice tests
Pass the Georgia P&C Exam
After you complete your coursework, you must take the exam administered by Pearson VUE. The exam tests both general insurance knowledge and Georgia-specific laws. We design our courses to match the exam format so you feel prepared on test day.
Submit Fingerprinting and Background Check
Once you pass the exam, you submit your fingerprints through the state’s approved vendor. This step verifies your eligibility under Georgia regulations.
Apply for Your License
Finally, you apply for your license through the NIPR portal. Once the state approves your application, you officially hold the authority to sell property and casualty insurance in Georgia.
Georgia Property and Casualty Exam: Key Details
Here’s what you should expect on exam day:
- Format: Multiple-choice questions
- Time Allowed: 2.5 hours
- Questions: Around 150
- Passing Score: 70%
- Focus Areas:
- General insurance concepts
- Property insurance basics
- Liability insurance coverage
- Commercial lines
- Georgia-specific laws
When you train with R.S. Thomas, you practice with simulations that mirror the exam so you can walk into test day with confidence. When you invest in quality training at R.S. Thomas, you increase your chances of passing on the first attempt saving time, money, and stress.
License Renewal and Continuing Education
Your Georgia P&C License remains valid for two years. To keep it active, you must:
- Complete 24 hours of Continuing Education (CE), including 3 hours in ethics.
At R.S. Thomas, we offer CE courses that keep you compliant and sharpen your skills so you stay competitive in the industry.
Why Choose R.S. Thomas Training Associates?
The provider you choose makes a significant difference in your career. Here’s why aspiring agents trust R.S. Thomas:
- We deliver outstanding first-time pass rates – Our students consistently outperform the state average.
- We employ expert instructors – Our courses are led by professionals with real-world experience.
- We provide flexible learning options – You can choose between classroom or online learning.
- We tailor our curriculum – Every lesson aligns with Georgia’s exam requirements.
- We support your entire career – From licensing through continuing education, we stand by your side.
By choosing us, you don’t just prepare for a test you prepare for a successful, long-term career.
Career Opportunities After Getting Licensed
With a P&C license, you can pursue many career paths, including:
- Insurance Agent or Broker
- Commercial Insurance Specialist
- Claims Adjuster
- Underwriter
- Agency Owner
This license gives you the flexibility to join an established firm or build your own insurance agency.
Tips for Passing the Exam
To increase your chances of success, follow these strategies:
- Study Consistently – Break your study into regular sessions.
- Prioritize Georgia Laws – Focus heavily on state-specific regulations.
- Practice with Mock Exams – Train under exam conditions.
- Target Weak Areas – Spend more time strengthening your weakest subjects.
- Stay Confident – A positive mindset helps you perform better.
At R.S. Thomas, we integrate these strategies into every training program so you approach exam day with confidence.
Frequently Asked Questions
How long does it take to get licensed?
You can typically complete the process within 3–6 weeks, depending on how quickly you finish each step.
Can I take the exam online?
Yes, Pearson VUE allows Georgia candidates to take proctored exams online.
What part of the exam is most difficult?
Most candidates struggle with Georgia-specific regulations. We focus heavily on these areas in our courses.
Do I need sponsorship to apply?
No, you can apply independently, though many agents later join agencies for additional support.
How do I renew my license?
You must complete 24 CE hours every two years and submit your renewal application online.
Start Your Licensing Journey with R.S. Thomas
A Property and Casualty License in Georgia is more than a credential; it’s your ticket to a rewarding, stable, and high-earning career. At R.S. Thomas Training Associates, we simplify the licensing process, deliver exam-focused training, and provide long-term career support.
If you’re ready to take the first step, enroll in our Georgia Property and Casualty License program today. With our guidance, you won’t just pass the exam, you’ll launch a successful career in the insurance industry.